The Citi Clear Credit Card is designed specifically for Australians seeking a straightforward financial solution.
With its low interest rates, it offers an affordable way to manage everyday expenses without breaking the bank.
A perfect blend of simplicity and functionality, this card helps you control your spending while enjoying essential benefits.
Explore how the Citi Clear Credit Card can empower your financial journey with transparency and ease.
0% p.a. interest on balance transfers for 34 months
This feature allows you to transfer existing credit card debt to your Citi Clear Credit Card without accruing interest for 34 months.
By removing interest charges, you can focus on repaying the principal amount more effectively.
For example, if you're managing a credit card debt with a typical interest rate of 19.99% p.a., you could save a substantial amount by transferring that balance to this card.
In this manner, your monthly payments go directly towards reducing your debt, rather than just covering interest expenses.
This benefit can lead to significant savings over time, enabling greater financial flexibility and control.
Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request your card!
The Citi Clear Credit Card offers an attractively low annual fee of $99, making it affordable for cardholders.
A lower fee translates to fewer recurring expenses, compared to other cards with higher fees, which can often surpass $250 annually.
This cost-saving feature ensures that more of your funds remain available for personal spending or savings goals.
For individuals using credit cards for everyday purchases, the reduced fee can lead to tangible yearly savings.
More money saved on fees means you can prioritize spending on essential items or leisure activities.
Overall, the low annual fee supports a more budget-friendly credit solution for savvy consumers.
Access to the Citi PayAll feature
The Citi PayAll feature is a powerful cost-saving tool that allows cardholders to pay rent, education fees, and other expenses using their credit card, even if the payee typically doesn't accept cards.
This feature helps users earn reward points on expenses that would otherwise need to be paid through direct debit, cash, or bank transfer.
By using the Citi PayAll feature for regular payments, cardholders can maximize their rewards, which can be converted to cash rebates or other incentives.
For those managing multiple expenses, this feature also simplifies finances and provides cash flow flexibility, all while enhancing savings through earned rewards.
Free supplementary cards
With the Citi Clear Credit Card, users can receive free supplementary cards, offering a practical cost-saving benefit by avoiding additional fees typically associated with extra cards.
These supplementary cards allow other family members to share the credit card account, thus consolidating spending under one account and optimizing reward points accumulation.
This shared use can significantly increase the rate at which reward points are earned, leading to further savings via incentives like travel discounts and gift vouchers.
Free supplementary cards also simplify expense tracking, making it easier for families to manage budgets effectively without incurring extra costs.
Thus, the Citi Clear Credit Card provides tangible financial advantages through its strategic features.
